A group of smiling young teens

Vibe Checking

The first steps toward financial independence.

Your Money, Your Vibe.

Get ready to take control of your finances with Vibe Checking - the perfect account for teens who want to save, spend, and succeed! Designed just for you, Vibe Checking makes it easy to manage your money while giving you the tools to build smart financial habits.












Why Vibe Checking?

Save. Spend. Learn.

Vibe Checking gives young members the tools to start managing their money while parents and grandparents can help along the way.

Earn 5.00% APY*

Earn 5.00% APY* on balances up to $1,500 and start building strong savings habits early.

A Debit Card of Their Own

Get a free debit card for purchases in stores or online while learning to manage everyday spending.

Learn With Grown

Use the Grown Financial App to practice saving, spending and other important money skills.

Limited-Time Back-to-School Offer

Start the school year with smart banking.

Open a new Vibe Checking Account for your child or grandchild and give them a head start on managing their own money.

Plus, when you open a new Vibe Checking Account during the promotion, receive your choice of a $10 Amazon or Roblox gift card

$10 Amazon or Roblox gift card promotion for Vibe Checking
Made for the Whole Family

Built for Kids. Loved by Parents and Grandparents.

Give them more independence while still having tools to help them learn along the way.

Transfer Money Quickly

Easily transfer money whenever they need it, whether it's for lunch, school, activities or everyday expenses.

Turn Chores Into Money Lessons

Use the Grown Financial App to assign chores, reward responsibility and help teach smart money habits.

Limited-Time Offer

Don’t wait. This offer ends soon.

Help them start building better money habits with their own Vibe Checking Account.

Open a Vibe Checking Account

Vibe Checking Accounts must be opened at a Nassau Financial branch.

Grown Financial Literacy App. Powered by Nassau Financial

Money Skills That Grow With Them

The Grown Financial App helps young members practice saving, spending and managing money, while giving parents and guardians tools to support their progress.

Learn by Doing

Build Better Money Habits Help young members understand how everyday choices affect their savings and spending.
Set Goals and Track Progress Encourage them to save toward something meaningful and see their progress along the way.
Assign Chores and Rewards Parents and guardians can connect responsibilities with rewards and teach the value of earning money.
Transfer Money When Needed Easily provide money for school, activities or everyday expenses while helping them learn to manage it responsibly.
cellphone with a Grown App dashboard

Included with Vibe Checking

Eligible Vibe Checking members can access Grown through Nassau Financial Online and Mobile Banking.

Help Them Start Building Financial Confidence

Open a Vibe Checking Account and give them a safe place to learn, save, and manage their own money.

Open a Vibe Checking Account

What is required for my child and me to register for Grown Financial App?

  • Both parent/guardian and child must be members with active Nassau Financial accounts.
  • Parent/guardian must be a joint owner on the child’s account.
  • Both must have Online Banking access.

 

How do I register for Grown Financial App?

  • Log in to Online Banking or the Nassau Financial Mobile App.
  • Select Grown Financial App from the Manage Accounts menu.
  • Complete the registration form and accept disclosures.
  • Add children by selecting their account, entering details, and choosing an avatar.

 

Does my child need their own Online Banking login?

  • Yes. Children need login credentials to access Grown Financial App independently. Parents may still manage on their behalf.

 

What accounts do we need for Grown Financial App? 

  • Both parent/guardian and child must have Membership Savings accounts. Checking accounts for minors may also be used.

 

What account types can be used for transactions? 

  • Parents: any of their own Nassau Financial accounts.
  • Children: their Nassau Financial savings and/or checking account.

 

What if there are multiple joint owners on the account?

  • Multiple owners can register, but only the first to register the child will have access to full functionality.

 

Can non-parents use Grown Financial App?

  • Yes, as long as the individual is a joint owner on the child’s account.

 

Will my child still have access after turning 18?

  • Yes. They’ll continue to have access until they transition to adult accounts or stop using Grown Financial App.

 

How do I make sure my child has login credentials?

  • If not created at account opening, parents can request setup through Online Banking or by contacting Nassau Financial.
The Grown Financial App is only accessible to Members with a current Vibe Checking Account.
  1. Log into online banking

  2. On the Grown app click on “Get Started”

Grown get started

  1. Fill in the fields as follows:
    1. First Name
    2. Parent Transfer Account
    3. Notification Type
    4. Select Text or Email Notification
      1. Enter phone #, if selecting “Text” Notifications
      2. Enter email address, if selecting “Email” Notifications

Grown create profileGrown create profile via email

 

  1. Agree to “Parental Consent and Agreement to Disclosures”

Grow terms of service

 

  1. Create your Child’s Profile
    1. Select an avatar
    2. Select your child from the dropdown
    3. Select your child’s account from dropdown
    4. Verify that their birthday, which should automatically populate, is accurate
    5. Select Text or Email Notification
      1. Enter phone #, if selecting “Text” Notifications
      2. Enter email address, if selecting “Email” Notifications
    6. Click “Submit – Add Another Child,” if you would like to register another child
    7. Click “Submit – Complete Registration,” if you do not have another child to register

Grown - User RegistrationGrown - User Registration Emal

  1. Grown has a tutorial that will provide the Member with a quick overview
    1. Click “Next” or “End Tour” as appropriate
Grown pop-up tour








*APY = Annual Percentage Yield. New Checking Accounts only. Checking Account available for members ages 12 to 22 and includes a free Debit Card. Dividends compounded and credited quarterly. Interest earned on balances up to $1,500. Fees could reduce the earnings on accounts. View a listing of current fees imposed by the Credit Union. Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, and immediate family of those eligible for membership. A $5 deposit into a Share Savings Account is required for membership. Federally Insured by NCUA. ÂąBack-to-School Promotion: Open a new Vibe Checking Account between August 1, 2026, and August 31, 2026, and receive a $10 gift card, redeemable as either an Amazon or Roblox gift card (recipient's choice), while supplies last.