A group of smiling young teens

Vibe Checking

The first steps toward financial independence.

Your Money, Your Vibe.

Get ready to take control of your finances with Vibe Checking - the perfect account for teens who want to save, spend, and succeed! Designed just for you, Vibe Checking makes it easy to manage your money while giving you the tools to build smart financial habits.

Earn More and Save More đź’°

Start strong with an incredible 5.00% APY* on balances up to $1,500! Your money grows faster while you learn to save smarter.

Get a Free Debit Card 🛍️

Your Vibe Checking account comes with a free debit card, so you can shop online, in-store, or wherever your adventures take you.

Financial Tools with the Grown App 📲

Gain access to the Grown Financial App, designed to teach and guide you through budgeting, saving, and spending like a pro.










Expand Your Potential with Grown

The Financial Literacy App for Young Minds

Welcome to Grown, a cutting-edge financial literacy app designed to empower youths and young adults with the tools and knowledge they need to master personal finance. Grown combines interactive learning, real-world scenarios, and engaging features to help you build financial confidence and independence.

Why Choose Grown?

Interactive Learning Modules
Bite-sized lessons cover everything from budgeting basics to understanding credit scores, tackling debt, and investing wisely. Learn at your own pace and revisit topics anytime.
Gamified Progress Tracking
Stay motivated with challenges, quizzes, and achievements that make financial learning exciting and rewarding.
Real-Life Financial Tools
Experience real-world money management with practical tools like savings trackers, goal-setting features, and expense organizers.
Personalized for Your Journey
Whether you're a high school student getting your first job or a young adult navigating college expenses, Grown adapts to your needs with age-appropriate content and tailored resources.
Exclusive Tips and Insights
Access expert advice and financial hacks that you can apply immediately, helping you make smarter money decisions today and tomorrow.

Build Your Future with Grown

At Nassau Financial, we believe financial literacy is the foundation of independence and success. Grown is here to guide you every step of the way, offering accessible and fun learning opportunities that grow with you.
Access the Grown Financial Literacy App directly in Online Banking!

What is required for my child and me to register for Grown Financial App?

  • Both parent/guardian and child must be members with active Nassau Financial accounts.
  • Parent/guardian must be a joint owner on the child’s account.
  • Both must have Online Banking access.

 

How do I register for Grown Financial App?

  • Log in to Online Banking or the Nassau Financial Mobile App.
  • Select Grown Financial App from the Manage Accounts menu.
  • Complete the registration form and accept disclosures.
  • Add children by selecting their account, entering details, and choosing an avatar.

 

Does my child need their own Online Banking login?

  • Yes. Children need login credentials to access Grown Financial App independently. Parents may still manage on their behalf.

 

What accounts do we need for Grown Financial App? 

  • Both parent/guardian and child must have Membership Savings accounts. Checking accounts for minors may also be used.

 

What account types can be used for transactions? 

  • Parents: any of their own Nassau Financial accounts.
  • Children: their Nassau Financial savings and/or checking account.

 

What if there are multiple joint owners on the account?

  • Multiple owners can register, but only the first to register the child will have access to full functionality.

 

Can non-parents use Grown Financial App?

  • Yes, as long as the individual is a joint owner on the child’s account.

 

Will my child still have access after turning 18?

  • Yes. They’ll continue to have access until they transition to adult accounts or stop using Grown Financial App.

 

How do I make sure my child has login credentials?

  • If not created at account opening, parents can request setup through Online Banking or by contacting Nassau Financial.
The Grown Financial App is only accessible to Members with a current Vibe Checking Account.
  1. Log into online banking

  2. On the Grown app click on “Get Started”

  1. Fill in the fields as follows:
    1. First Name
    2. Parent Transfer Account
    3. Notification Type
    4. Select Text or Email Notification
      1. Enter phone #, if selecting “Text” Notifications
      2. Enter email address, if selecting “Email” Notifications

 

  1. Agree to “Parental Consent and Agreement to Disclosures”


 

  1. Create your Child’s Profile
    1. Select an avatar
    2. Select your child from the dropdown
    3. Select your child’s account from dropdown
    4. Verify that their birthday, which should automatically populate, is accurate
    5. Select Text or Email Notification
      1. Enter phone #, if selecting “Text” Notifications
      2. Enter email address, if selecting “Email” Notifications
    6. Click “Submit – Add Another Child,” if you would like to register another child
    7. Click “Submit – Complete Registration,” if you do not have another child to register



  1. Grown has a tutorial that will provide the Member with a quick overview
    1. Click “Next” or “End Tour” as appropriate








*APY = Annual Percentage Yield. New Checking Accounts only. Checking Account minimum age required is 12 years old and includes a free Debit Card. Dividends compounded and credited quarterly. Interest earned on balances up to $1,500. Fees could reduce the earnings on accounts. View a listing of current fees imposed by the Credit Union. Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, as well as immediate family members and those who reside with current Members. A $5 deposit into a Share Savings Account is required for membership.