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Credit Cards

Need help choosing your credit card?

Life on Long Island can be expensive, having a Nassau Financial VISA credit card combines convenience with a low rate of interest. It's the perfect card to build your credit and to consolidate other credit card debt.
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Visa® Platinum Card
Best for everyday purchases
  • 0%APR* for 12 months, then variable. 3% Balance Transfer fee applies.2 
  • 1.75%APR* introductory rate for purchases fixed for the first 12 months.1
 
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Visa® Platinum Plus Card
Best for rewards
  • Everything included with Platinum Card 
  • Cashback
  • Travel rewards
  • And much more
 
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Secured Credit Card
Best for building credit
  • Low rates
  • No Annual Fees 

Apply at a branch

Learn More About all our Credit Card Offers

The Visa Platinum Card offers the following features:
  • Credit line from $500 up to $40,000
  • No annual fees
  • $510 available daily at ATMs, and $1,500 for cash advances through a teller

Visa® Platinum Plus Card

There are many advantages to having a Nassau Financial credit union credit card. For example, the Visa Platinum Plus Card offers everything the Visa Platinum Card offers, plus:

  • Cashback
  • Travel and Gift rewards
  • Earn 1.5 points for every dollar spent until January 31st, 2022
 
Whether you're looking to repair, build or establish credit, a Nassau Financial Secured Credit Card may be the best option for you. here's why:
  • Embedded EMV chip
  • Mobile Wallet Compatible
  • Use anywhere VISA Credit Cards are accepted
  • Visit a branch or call us at 516.742.4900 to apply.
Managing your Credit Card is easy! With a few simple steps, you can view balances, statements and make payments from your dashboard. Simply log in to Online Banking, navigate to "My Loans" and select "Manage My Credit Card". View our quick step-by-step video below for more information on logging in and making payments.

*APR = Annual Percentage Rate. Minimum line of credit $500; maximum line of credit $40,000. 1) Get 1.75% APR fixed for the first 12 months, then the prevailing VISA Platinum Plus rate, which is variable and based on the Wall Street Journal Prime Rate plus a margin, based on creditworthiness, on the last business day of the month with a cap of 17.9%. Existing or previous Visa Platinum and Visa Platinum Plus Cardholders are not eligible for this offer. 2) Get 0% APR on all balance transfers for the first 12 months, then the prevailing VISA Platinum Plus rate. A 3% fee applies to all balance transfers. Minimum balance transfer is $1,000. Existing Nassau Financial Loans, Credit Cards, or Lines of Credit balances are not eligible for balance transfer offer. All loan applications underwritten based on credit worthiness and other criteria. Nassau Financial’s cumulative unsecured loan &/or line of credit limit maximum is $40,000. Promotional rate offers subject to change without notice.