two people looking at money coming from the ceiling of their house.

Promotions

Limited Time Only

Broken ceiling and a man hanging in the hole

Change More Than Just a Lightbulb
HELOC as low as 1.49% APR*
For the first 18 months, then variable, as low as Prime minus .25%1

Happy man in a car

New Auto Loans
as low as
2.38% APR*

Woman handing keys to a man over a wooden table

Mortgages
$750 Mortgage Application Fee Waived!2
Use promo code: MYGC21

Auto Loan:
*APR=Annual Percentage Rate. All loan types, rates, terms and offers are based on applicant's credit history and are decisioned based on creditworthiness and other criteria. Other rates and terms available. Certain restrictions apply. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rate offers quoted, Terms & Conditions may change at anytime. Minimum loan amount on 96-month term is $50,000. Vehicles with commercial plates cannot be financed as a consumer auto loan. To qualify as new, vehicle must be current model year or one-year prior model with less than 5,000 miles. Auto Loan rates assume LTV 90% or less.
Home Equity Line of Credit:
*APR = Annual Percentage Rate. Terms, Rates, and Conditions subject to change without notice. Stated rates are based on credit worthiness and other criteria. ²No closing cost option requires a minimum draw of $45,000 at funding. Closing costs must be paid back if the line is closed within the first 3 years, including internal refinances. Minimum draw at funding and a minimum balance of $45,000 must be kept for at least 18 months. If the balance falls below $45,000 during the first 18 months, the introductory rate reverts to Prime Rate plus a margin. Members do not qualify for the introductory rate if they already had an introductory rate on a HELOC at Nassau Financial within the past three (3) years. Base rate is Prime Rate minus .25 and requires Auto Transfer AND Direct Deposit. Minimum Rate is 3% and Maximum Rate (Ceiling) is 18%. Minimum line amount is $25,000 and maximum line amount is $250,000. Maximum CLTV is 75%. Subject property must be the primary residence of the applicant and located in New York State. Fixed Rate Option (FRO) available during draw period: Minimum amount is $10,000. Maximum term is 60 months. Three fixed rate advances maximum at one time during draw period. Fee of $75 per advance. FRO rates differ from HELOC rates and are based on credit report status at time of request, and other criteria. Credit reports re-pulled after 60 days and subject to new rate and re-approval. Other details may apply.
Mortgage:
*APR=Annual Percentage Rate. APR is based on Conventional loan assuming the highest credit rating. Rates are subject to change without notice. Loans are for owner occupied primary residences in New York State only. Co-ops are not eligible. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. Final rate depends upon several factors, including but not limited to, your credit history and the loan to value ratio. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if approved for the loan. Rates and points can be locked only after your completed loan application is received. 2Must apply for a loan between 9/1/2021 - 9/30/2021 and loan must be funded before 11/29/2021. Current mortgages with Nassau Financial are not eligible for refinancing.
Promo code must be used/mentioned at the time of application to be eligible for all offers. Only one promo code can be used at a time. Must be a new loan or Checking Account, current loans with Nassau Financial are not eligible for refinancing. Other details apply.