two people looking at money coming from the ceiling of their house.

Promotions


Limited Time Only

Broken ceiling and a man hanging in the hole

Change More Than Just a Lightbulb
HELOC as low as 1.49% APR*
For the first 18 months, then variable, as low as Prime minus .25%1

Drone image of a winding road by the water and fall foliage

New Auto Loans
For terms up to 72 months as low as
2.25% APR*

VISA® Platinum & Platinum Plus
Earn 2X reward points on purchases of gas!+













Auto Loan:
*APR=Annual Percentage Rate. All loan types, rates, terms and offers are based on applicant's credit history and are decisioned based on creditworthiness and other criteria. Other rates and terms available. Certain restrictions apply. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rate offers quoted, Terms & Conditions may change at anytime. Vehicles with commercial plates cannot be financed as a consumer auto loan. To qualify as new, vehicle must be current model year or one-year prior model with less than 5,000 miles. Auto Loan rates assume LTV 90% or less.
Home Equity Line of Credit:
*APR = Annual Percentage Rate. Terms, Rates, and Conditions subject to change without notice. Stated rates are based on credit worthiness and other criteria. ²No closing cost option requires a minimum draw of $45,000 at funding. Closing costs must be paid back if the line is closed within the first 3 years, including internal refinances. Minimum draw at funding and a minimum balance of $45,000 must be kept for at least 18 months. If the balance falls below $45,000 during the first 18 months, the introductory rate reverts to Prime Rate plus a margin. Members do not qualify for the introductory rate if they already had an introductory rate on a HELOC at Nassau Financial within the past three (3) years. Base rate is Prime Rate minus .25 and requires Auto Transfer AND Direct Deposit. Minimum Rate is 3% and Maximum Rate (Ceiling) is 18%. Minimum line amount is $25,000 and maximum line amount is $250,000. Maximum CLTV is 75%. Subject property must be the primary residence of the applicant and located in New York State. Fixed Rate Option (FRO) available during draw period: Minimum amount is $10,000. Maximum term is 60 months. Three fixed rate advances maximum at one time during draw period. Fee of $75 per advance. FRO rates differ from HELOC rates and are based on credit report status at time of request, and other criteria. Credit reports re-pulled after 60 days and subject to new rate and re-approval. Other details may apply.
Credit Card:
*APR = Annual Percentage Rate. Minimum line of credit $500; maximum line of credit $40,000. 1) Get 1.75% APR fixed for the first 12 months, then the prevailing VISA Platinum Plus rate, which is variable and based on the Wall Street Journal Prime Rate plus a margin, based on creditworthiness, on the last business day of the month with a cap of 17.9%. Existing or previous Visa Platinum and Visa Platinum Plus Cardholders are not eligible for this offer. 2) Get 0% APR on all balance transfers for the first 12 months, then the prevailing VISA Platinum Plus rate. A 3% fee applies to all balance transfers. Minimum balance transfer is $1,000. Existing Nassau Financial Loans, Credit Cards, or Lines of Credit balances are not eligible for balance transfer offer. All loan applications underwritten based on credit worthiness and other criteria. Nassau Financial’s cumulative unsecured loan &/or line of credit limit maximum is $40,000. Promotional rate offers subject to change without notice. +Offer valid for Visa® Platinum Plus cardholders only. Offer valid between 5/1/2022 until 8/31/2022 on purchases of gas.