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Checking Accounts

Bank hassle-free with Nassau Financial's checking accounts, tailored to fit your needs.
 
Checking Built for More

Your Checking Account Just Got a Whole Lot Better

Choose simple everyday checking, valuable protection and savings, or premium benefits with up to 3.00% APY.

Up to 3.00% APY* Early Pay Fuel Cashback












Compare Our Checking Accounts

Find the account that gives you the right combination of earnings, protection and everyday banking benefits.

Account Benefits
BaZing
Freedom
Earnings and Everyday Banking
Earnings and Everyday Banking
Earns Interest Interest is earned on balances over $500 and up to $10,000.6
1.00% APY*
Anywhere Banking Tools Online banking, mobile banking, bill pay, debit card and eStatements.
Direct Deposit with Early Pay Get access to eligible direct deposits sooner.
Protection Benefits
Protection Benefits
ID Theft Aid2,3 Payment card fraud resolution, a $2,500 personal identity theft benefit and identity restoration.
Roadside Assistance Available 24/7, with up to $80 in covered service charges.
Cell Phone Protection2,3 Up to $400 per claim and $800 per year if your phone is broken or stolen.
$10,000 Travel Accidental Death Coverage3 Added peace of mind when traveling.
Buyer's Protection and Extended Warranty2,3 Eligible purchases are protected for up to $2,500 per item during the first 90 days.
Savings and Lifestyle Benefits
Savings and Lifestyle Benefits
Health Savings Card Save on prescriptions, eye exams, frames, lenses and hearing services.
BaZing Local and National Savings1 Discounts on shopping, dining, travel and more.
BaZing Fuel5 Pay at the pump normally and receive qualifying cashback automatically.
Bill Negotiation4 Experts can negotiate eligible household bills or help cancel unwanted subscriptions.
Exclusive BaZing+ Benefits
Exclusive BaZing+ Benefits
Estate Planning Tools4 Create state-specific Wills, Health Care Proxies, Powers of Attorney and other legally binding documents.
Pet Insurance Benefits4 Preferred rates, free ID tags, a 24/7 virtual vet, Pet Rx savings and more.
Loan Rate Bonus7 Receive a qualifying discount on eligible loan rates.
Additional Banking Benefits8 Temporary checks, foreign ATM fee reimbursement, discounted coin redemption and waived debit card inactivity fees.
Monthly Cost
$6 per month
$7 Waived with a $100 minimum balance or direct deposit.+

Included with Every Checking Account

No matter which account you choose, you will have convenient tools to manage your money wherever life takes you.

Bill Pay

Schedule one-time or recurring payments and manage your bills from one convenient place.

Debit Card

Make everyday purchases, access your funds, and manage your card through online and mobile banking.

eStatements

Reduce paper clutter and securely access your account statements whenever you need them.

BaZing Fuel Rewards

Fuel Up and Earn Cashback

Pay at the pump like you normally do. There are no codes, coupons or additional steps. Once you qualify, 3% cashback on eligible fuel purchases is automatically deposited into your powered by BaZing checking account each month.

3% Cashback on Fuel Earn up to $5 per month

How It Works

Three simple steps to start earning fuel cashback.

1

Qualify

Connect your checking account through Plaid and make 20 qualifying transactions each month. Eligible activity may include groceries, coffee, dining and online purchases.

2

Fill Up

Once qualified, use your powered by BaZing checking account for eligible fuel purchases. Your purchases are recognized automatically, so there are no coupons or promotional codes.

3

Get Rewarded

Your qualifying cashback is deposited automatically into your checking account each month. You can earn up to $5 per month.

ATM withdrawals, account transfers, deposits, refunds and other non-purchase transactions do not count toward the 20 qualifying monthly transactions.

Save with Local BaZing Businesses

Explore some of the latest local discounts available through the BaZing app. Offers may be subject to change.

Men on the Move

Men on the Move

25% Off Moving & Packing Supplies
Woodbury, NY
AR NYC Studio

AR NYC Studio

15% Off a Purchase of $50 or More

Use promotional code BAZING.

Oyster Bay, NY
Local Oyster Bay restaurant

Local Dining Offer

15% Off Dine-In or Takeout
Oyster Bay, NYLong Island, NY
Minuteman Press

Minuteman Press

10% Off Any Order
Levittown, NY
Hive Market

Hive Market

Free Gift with Purchases Over $50

Receive a complimentary gift valued at $5.

Oyster Bay, NY
Serengeti Design Studios

Serengeti Design Studios

Multiple BaZing Offers

10% off for first-time customers, a free second set of passport photos, or a free 8x10 print with $20 in print purchases.

Merrick, NY
First Choice Automobile

First Choice Automobile

$500 Off a Vehicle Purchase

Members may also receive $10 off an oil change.

Uniondale, NY
Neptune Photo

Neptune Photo

10% Off Eligible Photo Services

Discount applies to film and digital processing, enlargements, accessories and supplies.

Garden City, NY

Want to Feature Your Business?

Introduce your business to BaZing checking account holders by providing an exclusive local offer.

Join BaZing Local








Download the BaZing App today!
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1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Guide to Benefits. 3 Insurance products are: Not a deposit. Not federally insured. Not an obligation or guaranteed by the Credit Union, its affiliates, or any government agency. + Maintain a $100 minimum balance or enroll in direct deposits, and we’ll waive the $7 monthly fee. Monthly Freedom Checking Account Fee only applies for Members 18+. 4 Activation is required. 5 To earn 3% cashback on fuel purchases, you must connect your powered by BaZing checking account through Plaid and complete 20 qualifying debit card transactions each month. ATM withdrawals, account transfers, and deposits or refunds do not qualify. Cashback rewards are automatically deposited into your account monthly, up to a maximum of $5 per month. For complete program details, please refer to the BaZing Fuel Terms and Conditions. The BaZing Fuel cashback program may be modified or discontinued at any time without prior notice. 6 Interest is earned on balances over $500 and up to $10,000. Must have Direct Deposit and 20 Debit Card charges per month. Important Notes: Fees could reduce the earnings on accounts. 7 0.25% Auto Pay loan discount included with BaZing+ Checking. No additional Auto Pay discount applies. Certain loan exclusions apply. 8 View a listing of current fees imposed by the Credit Union.

Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, and immediate family of those eligible for membership. A $5 deposit into a Share Savings Account is required for membership.