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Auto Loans

We make it easy for you!

Choosing the right loan can be a difficult choice that's why Nassau Financial is here to help. Smart vehicle shoppers know that the only way to get the best deal from the dealer is to be pre-approved by your credit union.
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Car Loans
Nassau Financial is the place to come for excellent rates and terms with none of the hidden costs or frustration often associated with dealer auto loan financing. 
Benefits:
  • Excellent rates
  • Debt Protection
  • Rate reductions with Auto Pay and Direct Deposit
  • No application fees
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Auto Refinance 
At Nassau Financial, you can lower your auto and vehicle loan financing payments AND save some cash.
Benefits:
  • 60-day loan payment deferment.2
  • No prepayment penalties
  • Rate reductions with Auto Pay and Direct Deposit
  • No application fees
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Buying a New or Used Boat, Motorcycle or RV?
Whether you like to travel on two wheels, sea, or an RV Nassau Financial has the perfect loan for you!
Benefits:
  • No prepayment penalties
  • Rate reductions with Auto Pay and Direct Deposit
  • No application fees
New Auto APR Used Auto APR Driver's Edge
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as low as 2.25%
as low as 2.25 %
up to 60 days, payment deferral2

Car Loans
*APR=Annual Percentage Rate. All loan types, rates, terms and offers are based on applicant's credit history and are decisioned based on creditworthiness and other criteria. Other rates and terms available. Certain restrictions apply. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rate offers quoted, Terms & Conditions may change at anytime. Minimum loan amount on 96-month term is $50,000. Vehicles with commercial plates cannot be financed as a consumer auto loan. To qualify as new, vehicle must be current model year or one-year prior model with less than 5,000 miles. Auto Loan rates assume LTV 90% or less.

Driver's Edge
*APR=Annual Percentage Rate. Vehicle loans at Nassau Financial are not eligible. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rates assume LTV of 90% or less.
60-day loan payment deferment will start from the day the loan is funded subject to credit approval. Interest accrues during the 60-day deferment. Term restrictions apply. Applicants who are not approved at the current rates and/or terms may be offered credit at a higher rate and/or different terms. The minimum amount financed for the new auto 96-month term is $50,000. To qualify as new, vehicle must be current model year or one-year prior model with less than 5,000 miles. Vehicles with commercial plates cannot be financed as a consumer auto loan.

Boat Loan Disclaimers
*APR=Annual Percentage Rate. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rates assume LTV of 90% or less. Term restrictions apply. Applicants who are not approved at the current rates and/or terms may be offered credit at a higher rate and/or different terms, as listed at NassauFinancial.org. New boat must be current model year or prior model year, untitled/undocumented. Used boat model cannot be more than 7 years old. Rates are subject to change without notice.

RV Loan Disclaimers
*APR=Annual Percentage Rate. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rates assume LTV of 90% or less. Term restrictions apply. Applicants who are not approved at the current rates and/or terms may be offered credit at a higher rate and/or different terms, as listed at NassauFinancial.org. New RV must be current model year or prior model year, untitled/undocumented, with less than 5,000 miles. Used RV model cannot be more than 7 years old. Rates are subject to change without notice.