doing paperwork

Auto Loans

Competitive financing for new vehicles, used vehicles, refinancing, and lease buyouts.
 
Auto Financing Made Simple

Get Preapproved Before You Shop

Know your financing options before you visit the dealership. Getting preapproved can help you understand your budget, compare offers, and negotiate with greater confidence.

Still looking for the right vehicle? Explore our car shopping site to research vehicles, compare options and find participating dealers.

Get Preapproved Shop for a Vehicle
No application fees Local lending support Flexible financing options
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Choose Your Auto Financing Option

Whether you are buying your next vehicle, refinancing your current loan or keeping your leased vehicle, find the financing option that fits your next move.

Vehicle Purchase
Auto purchase

New & Used Auto Loans

Get financing for an eligible new or pre-owned vehicle with competitive rates, flexible options and personalized support.

New Auto As Low As 5.14% APR*
Used Auto As Low As 5.39% APR*
  • No application fees
  • Auto Pay and Direct Deposit discounts
  • Debt Protection available
  • Financing for eligible new and used vehicles
Apply for an Auto Loan
 Keep Your Vehicle
Lease buyout

Lease Buyout

Rates as low as 5.39% APR*

Love your current leased vehicle? Finance the lease payoff and make the vehicle officially yours.

  • Keep the vehicle you already know
  • Avoid starting another lease
  • Competitive financing options
  • Local lending support
Finance Your Lease Buyout
Refinance & Save
Auto refinance

Auto Loan Refinance

Explore opportunities to Save on your current loan

Refinance an eligible auto loan from another lender and explore options to lower your payment or improve your loan terms.

  • Potentially lower your monthly payment
  • Auto Pay and Direct Deposit discounts
  • No application fees
  • Local refinancing support
Refinance Your Auto Loan
A Simple Path Forward

From Preapproval to the Driver’s Seat

Start before you visit the dealership and move through the process with a clearer understanding of your financing options.

1

Apply for Preapproval

Start your application before choosing a specific vehicle so you can understand your financing options before you shop.

2

Understand Your Budget

Review your approved amount and available terms before heading to the dealership or contacting a seller.

3

Find Your Vehicle

Shop at a dealership or use our vehicle-shopping site to research vehicles and participating dealers.

4

Finalize Your Loan

Provide the vehicle and purchase information, complete the required documents, and get ready for the road ahead.

Get Preapproved Shop for a Vehicle
Classic Car Financing

Your Dream Car Is Within Reach

Have your eye on a pristine ’55 Bel Air? Ready to restore the Camaro you found down the road? Finance your first classic vehicle or add another standout car to your collection.

6.79% APR*
Fixed-rate financing Available with a 60-month term.
Apply for a Classic Car Loan
Classic car driving at sunset










Car Loans
*APR = Annual Percentage Rate. All loan types, rates, terms and offers are based on applicant's credit history and are decisioned based on creditworthiness and other criteria. Other rates and terms available. Certain restrictions apply. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rate offers quoted, Terms & Conditions may change at any time. Minimum loan amount on 96-month term is $50,000. Vehicles with commercial plates cannot be financed as a consumer auto loan. To qualify as new, vehicle must be current model year or one-year prior model with less than 5,000 miles. Vehicles 8 to 9 years old must have a maximum of 90,000 miles at the time of application. Auto Loan rates assume LTV 90% or less. An additional 0.25% APR may be applied with loan amounts over $100,000.
Auto Refinance
*APR=Annual Percentage Rate. Vehicle loans at Nassau Financial are not eligible. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rates assume LTV of 90% or less.
Term restrictions apply. Applicants who are not approved at the current rates and/or terms may be offered credit at a higher rate and/or different terms. The minimum amount financed for the new auto 96-month term is $50,000. To qualify as new, vehicle must be current model year or one-year prior model with less than 5,000 miles. Vehicles 8 to 9 years old must have a maximum of 90,000 miles at the time of application. Vehicles with commercial plates cannot be financed as a consumer auto loan.