Individual Retirement Account (IRA)

Secure Your Future with Nassau Financial Individual Retirement Accounts.

Planning for Tomorrow Starts Today

At Nassau Financial, we understand the importance of planning for your future. Individual Retirement Accounts (IRAs) are a powerful tool to help you secure your financial stability during retirement. Whether you’re just starting to save or are looking to diversify your retirement portfolio, we offer a variety of IRA options tailored to meet your needs.

Access My Account 

Traditional IRA

  • Tax Benefits: Contributions to a Traditional IRA may be tax-deductible, and the earnings grow tax-deferred until you withdraw them during retirement.
  • Eligibility: Available to individuals of any age with earned income, subject to income limits.
  • Withdrawals: Required minimum distributions (RMDs) must begin at age 73, and withdrawals are taxed as ordinary income.

Roth IRA

  • Tax Benefits: Contributions to a Roth IRA are made with after-tax dollars, but qualified withdrawals during retirement are tax-free.
  • Eligibility: Available to individuals of any age with earned income, subject to income limits.
  • Flexibility: No RMDs, and contributions can be withdrawn at any time without penalties.











Why Choose Nassau Financial?

  • Personalized Guidance: Our financial experts are here to help you choose the best IRA for your unique situation.
  • Competitive Rates: We offer competitive interest rates to help your retirement savings grow.
  • Easy Management: Manage your IRA easily through our online banking platform.

Start Your Journey to a Secure Retirement Today

Securing your future is just a step away. Open an IRA with Nassau Financial and take control of your retirement savings. Whether you choose a Traditional IRA for immediate tax benefits or a Roth IRA for tax-free growth, our team is here to support you every step of the way.