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Business Development


Your Financial Resource for Business Growth

At Nassau Financial, our Business Development team is your dedicated partner, providing a tailored suite of financial services to meet your business needs. From start-ups to established enterprises, we understand the unique challenges businesses face. We're here to help with innovative solutions and expert guidance every step of the way.

Product Offerings

We offer an array of loans, lines of credit, and cash management services designed to help you scale your operations, invest in new opportunities, and navigate the complexities of business finance.

Current Promotions

Auto Loans: as low as 6.29% APR1
  • Low rates
  • Rate reductions with Auto Pay & Direct Deposit
  • No application fees
Personal Loans: as low as 8.49% APR2
  • Low rates
  • Terms up to 60 months
  • No Prepayment Penalties
Home Equity Loans:
HELOC as low as 6.49% APR3 | Fixed-Rate as low as 7.50% APR3
  • Low rates
  • Rate reductions with Auto Pay & Direct Deposit
  • No application fees

Financial Resources for Employers & Employees

Partner with us through the SEG program, and you'll gain access to exclusive benefits. As a Select Employee Group, your company can extend comprehensive financial resources and special offers to your employees!

The Benefits

By becoming a Select Employee Group (SEG) with Nassau Financial FCU, your organization and its employees can benefit in the following ways:

Benefits of becoming a SEG with Nassau Financial Federal Credit Union for Employers:

  • Easy and no-cost enrollment process for employers and employees.
  • Secured Advantage offers on-site seminars and one-on-one counseling for employees to manage their finances.
  • Expanded benefits package to help attract and retain quality employees.
  • Dedicated representative for on-site enrollment, covering all shifts plus new hiring orientations.
  • Employee lunch-and-learn sessions covering a wealth of financial education topics such as identity theft, understanding credit reports, and budgeting.
  • Supporting materials, including product brochures, membership packets, rate sheets, consumer loan packages, and flyers.
  • Support for benefit/wellness seminars, employee appreciation or “family day” events.

Benefits of becoming a SEG with Nassau Financial Federal Credit Union for Employees:

  • Nassau Financial FCU is a member-owned cooperative.
  • A checking account with direct deposit.
  • Competitive rates on auto loans, mortgages, home equity lines of credit, personal loans, credit cards, and recreational loans.
  • Fast, online loan approvals.
  • Convenient online and mobile banking, including remote deposit capture and Apple Pay®.
  • Immediate family members eligible for membership and membership benefits.
  • Extensive ATM and shared branching network, providing convenient, surcharge-free access to account funds.

Why Choose Us?

Our Business Development team brings financial expertise to the table. We work with you to identify and implement the best strategies, whether it's optimizing cash flow, financing expansion, or providing retirement plans.
  • Personalized Service: We're not just another financial institution. We're a community partner, offering individualized advice to help your business thrive.
  • Local Focus: We know the local market. Our regional expertise enables us to understand your challenges and provide relevant, effective solutions.
  • Long-term Partnership: Our goal is to build lasting relationships with businesses that share our vision for sustainable growth and success.

Product Offerings

We offer an array of loans, lines of credit, and cash management services designed to help you scale your operations, invest in new opportunities, and navigate the complexities of business finance.

Current Promotions

Auto Loans: as low as 6.29% APR1
  • Low rates
  • Rate reductions with Auto Pay & Direct Deposit
  • No application fees
Personal Loans: as low as 8.49% APR2
  • Low rates
  • Terms up to 60 months
  • No Prepayment Penalties
Home Equity Loans:
HELOC as low as 6.49% APR3 | Fixed-Rate as low as 7.50% APR3
  • Low rates
  • Rate reductions with Auto Pay & Direct Deposit
  • No application fees

Financial Resources for Employers & Employees

Partner with us through the SEG program, and you'll gain access to exclusive benefits. As a Select Employee Group, your company can extend comprehensive financial resources and special offers to your employees!

The Benefits

By becoming a Select Employee Group (SEG) with Nassau Financial FCU, your organization and its employees can benefit in the following ways:

Benefits of becoming a SEG with Nassau Financial Federal Credit Union for Employers:

  • Easy and no-cost enrollment process for employers and employees.
  • Secured Advantage offers on-site seminars and one-on-one counseling for employees to manage their finances.
  • Expanded benefits package to help attract and retain quality employees.
  • Dedicated representative for on-site enrollment, covering all shifts plus new hiring orientations.
  • Employee lunch-and-learn sessions covering a wealth of financial education topics such as identity theft, understanding credit reports, and budgeting.
  • Supporting materials, including product brochures, membership packets, rate sheets, consumer loan packages, and flyers.
  • Support for benefit/wellness seminars, employee appreciation or “family day” events.

Benefits of becoming a SEG with Nassau Financial Federal Credit Union for Employees:

  • Nassau Financial FCU is a member-owned cooperative.
  • A checking account with direct deposit.
  • Competitive rates on auto loans, mortgages, home equity lines of credit, personal loans, credit cards, and recreational loans.
  • Fast, online loan approvals.
  • Convenient online and mobile banking, including remote deposit capture and Apple Pay®.
  • Immediate family members eligible for membership and membership benefits.
  • Extensive ATM and shared branching network, providing convenient, surcharge-free access to account funds.

Why Choose Us?

Our Business Development team brings financial expertise to the table. We work with you to identify and implement the best strategies, whether it's optimizing cash flow, financing expansion, or providing retirement plans.
  • Personalized Service: We're not just another financial institution. We're a community partner, offering individualized advice to help your business thrive.
  • Local Focus: We know the local market. Our regional expertise enables us to understand your challenges and provide relevant, effective solutions.
  • Long-term Partnership: Our goal is to build lasting relationships with businesses that share our vision for sustainable growth and success.

Meet the Team

Our Business Development Team is here to guide you every step of the way. Comprising experienced professionals from diverse industry backgrounds, we offer tailored support designed to unlock your business's potential. Our team provides the tools and expertise necessary for your success. Partner with us and experience dedicated, hands-on assistance that translates into real growth and profitability for your business.


Mohammed Shaikh
Director of Business Development
Charisma Vega
Senior Business Development Manager
Have you worked with our team before? Leave us a review!

I had the pleasure meeting Charisma at Nassau Financial. She helped me pay off some bills which allowed room for me to comfortably pay down my daughters college bill. I appreciate Charisma so much, I pray that others get an opportunity to meet her.
Donna J.

Rep. Mohammed Shaikh offers very professional service to me processing my loans and all my concerns. Very accessible, explained loan terms, made it easy to understand every process from beginning to end. Appreciate him being reachable & speedy response during proceedings. Kept me informed, a Pleasure!
Brenda A.


Charisma Vega was fantastic. Her knowledge of the products and services was top tier. She walked me through the process and her follow up was amazing. It was a pleasure working with her.
 
Omar G.
 

I have been banking at the Nassau Financial East Meadow branch for the last 8 years. I have always received a warm professional welcome from the staff. I have sought advice to benefit my personal and business financial needs. Nassau Financial has helped me achieve my financial goals to benefit my family’s future.
Devin B.
















Contact Us

 

Auto Loan Disclaimers
1APR=Annual Percentage Rate. All loan types, rates, terms and offers are based on applicant's credit history and are decisioned based on creditworthiness and other criteria. Other rates and terms available. Certain restrictions apply. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. Rate offers quoted, Terms & Conditions may change at anytime. Minimum loan amount on 96-month term is $50,000. Vehicles with commercial plates cannot be financed as a consumer auto loan. To qualify as new, vehicle must be current model year or one-year prior model with less than 5,000 miles. Vehicle model cannot be more than 7 years old, including the current model year. Auto Loan rates assume LTV 90% or less.
Signature Loan Disclaimers
2APR=Annual Percentage Rate. Offer for new signature loans (personal loans) at Nassau Financial only. Rate includes discounts for Auto Pay & Direct Deposit. Rates may be higher without AutoPay & Direct Deposit. Refinancing or payoff of outstanding balances at Nassau Financial is prohibited. All loan types, rates, terms and offers are based on applicant's credit history. Minimum loan amount is $1,000; maximum loan amount is $40,000. Nassau Financial’s cumulative unsecured loan &/or line of credit balance maximum is $40,000. Rate offer quoted, Terms & Conditions may change at any time.
Home Equity Line of Credit
3APR = Annual Percentage Rate. Terms, Rates, and Conditions subject to change without notice. Stated rates are based on credit worthiness and other criteria. ²No closing cost option requires a minimum draw of $50,000 at funding. Closing costs must be paid back if the line is closed within the first 3 years, including internal refinances. Minimum draw at funding and a minimum balance of $50,000 must be kept for at least 18 months. If the balance falls below $50,000 during the first 18 months, the introductory rate reverts to Prime Rate plus a margin. Members do not qualify for the introductory rate if they already had an introductory rate on a HELOC at Nassau Financial within the past three (3) years. 2Base rate is Prime Rate with a margin and requires Auto Transfer AND Direct Deposit. Minimum Rate is 3% and Maximum Rate (Ceiling) is 18%. Minimum line amount is $25,000 and maximum line amount is $250,000. Maximum CLTV is 80%. Subject property must be the primary residence of the applicant and located in New York State. Fixed Rate Option (FRO) available during draw period: Minimum amount is $10,000. Maximum term is 60 months. Three fixed rate advances maximum at one time during draw period. Fee of $75 per advance. FRO rates differ from HELOC rates and are based on credit report status at time of request, and other criteria. Credit reports re-pulled after 60 days and subject to new rate and re-approval. A $5 deposit into a Shared Savings Account is required for membership. Membership is open to those who live, work, worship, go to school, or volunteer in Nassau County, NY.
Fixed-Rate Equity Loan
3APR = Annual Percentage Rate. Terms, Rates, and Conditions subject to change without notice. Stated rates are based on credit worthiness and requires Auto Transfer AND Direct Deposit. The loan minimum is $25,000; the loan maximum is $250,000. Primary residences in New York State only. Cooperative properties not eligible. Loan to value restrictions apply. 2Minimum loan amount must be $50,000 to avoid closing costs. Closing costs must be paid back if the loan is closed within the first 3 years. Additional conditions and application fees may apply. 3Credit reports re-pulled after 60 days and subject to new rate and re-approval. Maximum CLTV is 85%. Other details may apply. Membership is open to those who live, work, worship, volunteer, or attend school in Nassau County, NY. You must be 18 years or older to be eligible. A $5 deposit into a Shared Savings Account is required for membership. Membership is open to those who live, work, worship, go to school, or volunteer in Nassau County, NY.