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Business Rates

Our Current Commercial Rates

Effective as of 6/1/2021

Deposit Rates

Type of Account Rate APY Fixed/Variable Minimum Balance to Earn APY Compounding
Shares: Regular 0.01% 0.01% Variable $5.00 Quarterly
Business Money Market 0.01% 0.01% Variable None Monthly
Business Money Market 0.01% 0.01% Variable $5,000.00 Monthly
Business Money Market 0.01% 0.01% Variable $25,000.00 Monthly
Business Money Market 0.01% 0.01% Variable $50,000.00 Monthly
Business Money Market 0.01% 0.01 % Variable $75,000.00 Monthly
Premier Checking 0.01 % 0.01 % Variable $750.00 Monthly
Premier Checking Non-Profit 0.01 % 0.01% Variable $750.00 Monthly
Business Checking Non-Interesting bearing Non-Interesting bearing N/A N/A N/A
APY= Annual Percentage Yield. Rates are subject to change without notice. Note: Fees could reduce the earning on accounts. On variable rate accounts the rate may change after the account is opened. There is no minimum balance to open a consumer checking account. Variable rates are accurate as of the last dividend declaration date of June 20,2018 or are prospective dividend rates for the current dividend period. Fixed rates are accurate as of July 1, 2018. Contact a Service Representative for further information about applicable fees and terms. For current information, please call 1-800-216-2328.  Minimum balance of $100 to open Premier and Business Checking Accounts; no minimum to open Business Non-Profit Checking Accounts. Minimum average daily balance.  

Certificate Rates

Type of Account Rate APY
6 Months
 0.10% 0.10%
12 Months
 0.30% 0.30%
18 Months
 0.30% 0.30%
24 Months
 0.30% 0.30%
36 Months
 0.50% 0.50%
48 Months
 0.50% 0.50%
60 Months 0.50% 0.50%

Loans & Lines of Credit Rates

Type of Loan Term % Above Index APR Fixed | Variable | Adjustable Monthly payment per $1000
Fixed Rate Term Loan
(Up to $50,000)		 Up to 60 months N/A Call for Rate Fixed - On the date the loan closes at the then Prime1 rate plus the margin. Depends on term. Call for quote.
Business Line of Credit
(Up to $50,000)		 N/A Varies Call for Rate Variable1 3% of loan bal. min. $20.00
Business Overdraft Line of Credit
(Up to $5,000)		 N/A Varies Call for Rate Variable1 3% of loan bal. min. $20.00
Visa Business Credit Card
(Up to $50,000)		 N/A Varies Call for Rate Variable1 3% of loan bal. min. $15.00
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Deposit Rates

Type of Account Rate APY Fixed/Variable Minimum Balance to Earn APY Compounding
Shares: Regular 0.01% 0.01% Variable $5.00 Quarterly
Business Money Market 0.01% 0.01% Variable None Monthly
Business Money Market 0.01% 0.01% Variable $5,000.00 Monthly
Business Money Market 0.01% 0.01% Variable $25,000.00 Monthly
Business Money Market 0.01% 0.01% Variable $50,000.00 Monthly
Business Money Market 0.01% 0.01 % Variable $75,000.00 Monthly
Premier Checking 0.01 % 0.01 % Variable $750.00 Monthly
Premier Checking Non-Profit 0.01 % 0.01% Variable $750.00 Monthly
Business Checking Non-Interesting bearing Non-Interesting bearing N/A N/A N/A
APY= Annual Percentage Yield. Rates are subject to change without notice. Note: Fees could reduce the earning on accounts. On variable rate accounts the rate may change after the account is opened. There is no minimum balance to open a consumer checking account. Variable rates are accurate as of the last dividend declaration date of June 20,2018 or are prospective dividend rates for the current dividend period. Fixed rates are accurate as of July 1, 2018. Contact a Service Representative for further information about applicable fees and terms. For current information, please call 1-800-216-2328.  Minimum balance of $100 to open Premier and Business Checking Accounts; no minimum to open Business Non-Profit Checking Accounts. Minimum average daily balance.  

Certificate Rates

Type of Account Rate APY
6 Months
 0.10% 0.10%
12 Months
 0.30% 0.30%
18 Months
 0.30% 0.30%
24 Months
 0.30% 0.30%
36 Months
 0.50% 0.50%
48 Months
 0.50% 0.50%
60 Months 0.50% 0.50%

Loans & Lines of Credit Rates

Type of Loan Term % Above Index APR Fixed | Variable | Adjustable Monthly payment per $1000
Fixed Rate Term Loan
(Up to $50,000)		 Up to 60 months N/A Call for Rate Fixed - On the date the loan closes at the then Prime1 rate plus the margin. Depends on term. Call for quote.
Business Line of Credit
(Up to $50,000)		 N/A Varies Call for Rate Variable1 3% of loan bal. min. $20.00
Business Overdraft Line of Credit
(Up to $5,000)		 N/A Varies Call for Rate Variable1 3% of loan bal. min. $20.00
Visa Business Credit Card
(Up to $50,000)		 N/A Varies Call for Rate Variable1 3% of loan bal. min. $15.00
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