Certificate Account Form

*APY = Annual Percentage Yield. Rates are subject to change without notice. Important Notes: Fees could reduce the earnings on accounts. View a listing of current fees imposed by the Credit Union. On variable rate accounts, the rate may change after the account is opened. Variable rates are accurate as of the date shown immediately above the respective rate table or are prospective dividend rates for the current dividend period. Fixed rates are accurate as of the date shown immediately above the respective rate table.

¹Earn 3.50% APY on a 9-month Regular Share Certificate with a $5,000 deposit in new money. Otherwise, the rate is 3.25% APY. Bonus for Active Members: Maintain an active checking account and/or have an active loan with us and we will waive the new money requirement and you earn 3.50% APY. A penalty may be charged for early withdrawal. Rates offered are subject to change at any time without prior notice.

²Earn 4.00% APY on an 11-month Regular Share Certificate with a $50,000 deposit in new money. Otherwise, the rate is 3.75% APY. A penalty may be charged for early withdrawal. Rates offered are subject to change at any time without prior notice.

³Future Builder Certificate is available to eligible student members. The certificate has a 12-month term, requires a minimum opening deposit of $50, and has a maximum balance of $5,000. Students with a VIBE Checking account earn 4.00% APY. Students without a VIBE Checking account earn 3.50% APY. A penalty may be charged for early withdrawal. Fees could reduce earnings. Rates offered are subject to change at any time without prior notice.

Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, as well as immediate family members and those who reside with current Members. A $5 deposit into a Share Savings Account is required for membership. Federally insured by NCUA.