Look below for our current promotions. Our special promotions on Credit Union products and services can change monthly. Check back frequently to see what new offers are available for our valued Members!
All The Right Ingredients For Just The Right Loan
Whether you are looking to consolidate debt or upgrade your kitchen, our new Home Equity Line of Credit is the perfect loan for you.
Check out our new benefits just for you:
• 1.49% APR1 For the first 18 months, then variable, as low as Prime minus .25%
• No closing costs²
• Fixed-rate option3
Hurry offer ends 12/30/2020
1APR = Annual Percentage Rate. Terms, Rates, and Conditions subject to change without notice. Stated rates are based on credit worthiness and other criteria. ²No closing cost option requires a minimum draw of $40,000 at funding. Closing costs must be paid back if the line is closed within the first 3 years, including internal refinances. Minimum draw at funding and a minimum balance of $40,000 must be kept for at least 18 months. If the balance falls below $40,000 during the first 18 months, the introductory rate reverts to Prime Rate plus a margin. Members do not qualify for the introductory rate if they already had an introductory rate on a HELOC at Nassau Financial within the past three (3) years. Base rate is Prime Rate minus .25 and requires Auto Transfer AND Direct Deposit. Rate floor is 4% and Maximum Rate (Ceiling) is 18%. Minimum line amount is $25,000 and maximum line amount is $250,000. Maximum CLTV is 75%. Subject property must be the primary residence of the applicant and located in New York State. 3Fixed Rate Option (FRO) available during draw period: Minimum amount is $10,000. Maximum term is 60 months. Three fixed rate advances maximum at one time during draw period. Fee of $75 per advance. FRO rates differ from HELOC rates and are based on credit report status at time of request, and other criteria. Credit reports re-pulled after 60 days and subject to new rate and re-approval. Other details may apply.