Alt Text

Personal Loans

Whenever the need to borrow money arises, Nassau Financial Federal Credit Union is here to help you achieve your financial goals. We offer loans to help meet your every need. Remember, we are a credit union and our loans are different from personal bank loans.

Apply Now

 

Nassau Financial Federal Credit Union Offers Lower Rates Than Personal Bank Loans

Need to borrow money? We'll help you find the right product to meet your needs and empower you to chart your own successful financial future. Unlike a bank's personal loans, at Nassau Financial, you are not a customer; you're an owner. Because we do not have shareholders, we pass profits along to our members/owners in the form of lower rates - lower than personal bank loans. At Nassau Financial, we are committed to providing our members with the highest level of service and the attention you deserve. At Nassau Financial, you'll always find:

  • competitive loan interest rates
  • flexible terms
  • no application fees*
  • no prepayment penalties
  • payroll deduction and automatic transfer repayment options; never worry about late payments or writing checks
  • optional, low-cost credit life and credit disability insurance, subject to approval

It's easy! Click here to request a loan anytime, call us at 516-742-4900, or stop by one of our branches.

*Excludes Real Estate loan products


Signature Line of Credit

Learn More About a Signature Line of Credit from Nassau Financial

Nassau Financial offers a personal line of credit that can be easily set up and ready when you need it. You may apply for your own signature line of credit anytime and, once approved, you only pay interest on the amount you use. There is no set-up charge or annual fee.

Apply Now

 

Signature Loans from Nassau Financial

Consider an affordable fixed rate loan to pay off debt, go on vacation, or take care of school expenses.

Need cash to make a purchase or for any worthwhile purpose? A Nassau Financial loan or line of credit could be right for you. Borrow up to $30,000*.

  • Competitive rates and terms.
  • Not sure how much you'll need? Ask about our line of credit.

Secured Personal Loans

Looking to establish credit or need cash for an unexpected purchase? A personal secured loan from Nassau Financial Federal Credit Union may be the answer. Secured personal loans are guaranteed or secured by money in your personal savings or certificate account. This is an attractive loan option for many as it provides a low-risk way to obtain money needed for home or car repairs or any sudden financial need.

 

What You Need to Know About Secured Personal Loans

An attractive aspect of personal secured loans is you continue to earn interest on the money you have pledged as collateral for the loan.

Also, a secured loan is a great way to establish credit if you have never had a loan or credit history. Repaying a secured loan as agreed helps you build a strong credit profile.

The application process for a personal secured loan is simple, straightforward and quick. Your Nassau Financial Federal Credit Union Personal Service Representative can answer questions you may have and help you get started right away. Visit a branch, call us at 516-742-4900, or use the link below to apply.

If you have funds in your Nassau Financial Savings or Certificate Account to pledge as security for a loan, this option may work for you.

  • Borrow up to the amount of available funds*.
  • Continue to earn dividends on funds securing the loan balance.

*All Personal Loans subject to approval.