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Credit Cards

Life on Long Island can be expensive, having a Nassau Financial VISA credit card combines convenience with a low rate of interest. It's the perfect card to build your credit and to consolidate other credit card debt.

Need help choosing your credit card?

Credit Card benefits Visa® Platinum Card Visa® Platinum Plus Card
Credit line from $500 up to $40,000 Check Mark Check Mark
Travel accident insurance up to $500,000 Check Mark Check Mark
25-day grace period on purchases Check Mark Check Mark
$510 available daily at ATMs, and $1,500 for cash advances through a teller Check Mark Check Mark
Travel Advantage program Check Mark Check Mark
Travel accident insurance up to $1,000,000   Check Mark
ScoreCard Travel and Gift Rewards Program   Check Mark
Interest rates as low as as low as 7.750%APR* as low as 8.750%APR*
Balance Transfer Special Offer 0% APR for 12 months, then variable. 3% Balance Transfer fee applies.2 0% APR for 12 months, then variable. 3% Balance Transfer fee applies.2
Low introductory rate for purchases. 1.75%APRFixed for the first 12 months.1 Check Mark Check Mark
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*APR = Annual Percentage Rate. Minimum line of credit $500; maximum line of credit $40,000. 1) Get 1.75% APR fixed for the first 12 months, then the prevailing VISA Platinum Plus rate, which is variable and based on the Wall Street Journal Prime Rate plus a margin, based on creditworthiness, on the last business day of the month with a cap of 17.9%. 2) Get 0% APR on all balance transfers for the first 12 months, then the prevailing VISA Platinum Plus rate. A 3% fee applies to all balance transfers. Minimum balance transfer is $1,000. All loan applications underwritten based on credit worthiness and other criteria. Nassau Financial’s cumulative unsecured loan &/or line of credit limit maximum is $40,000. Promotional rate offers subject to change without notice.


 

Visa® Platinum Card

The Visa Platinum Card offers the following features:

  • Credit line from $500 up to $40,000
  • Travel accident insurance up to $500,000
  • 25-day grace period on purchases
  • $1010 available daily at ATMs, and $1,500 for cash advances through a teller
  • Travel Advantage program, which includes:
    • Travel Services
      • Travel Reservation Services
      • Travel Dividends - rebates on airline ticket purchases (5%), hotel and motel lodging (5%) and car rentals - in addition to Travel discount listed below
      • Travel Discount - Discounts on Rental cars - National (up to 25%), Hertz (up to 10%), Avis (up to 10%)
      • Automobile Renter's Insurance - Primary coverage up to $25,000 worldwide for collision, theft or vandalism damage.
      • Travel Protection - Up to $1,250 in coverage for lost or damaged luggage and $500 hotel/motel burglary insurance.
      • Lost Luggage Locator - Receive luggage tags that allow misplaced bags to be easily returned.
    • Personal services:
      • Concierge Service
      • Vantage Point Newsletter
    • Healthcare Services:
      • Medical Assistance - Medical info from a global referral network.
    • Security Services:
      • Card Registration - Register national credit and debit cards at one time in one place so that reporting stolen or lost cards is made easy
      • Key Registration - Key ring with a personal identification number that when lost, found keys can be dropped in the mail and be forwarded back to you.

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Visa® Platinum Plus Card

There are many advantages to having a Nassau Financial credit union credit card. For example, the Visa Platinum Plus Card offers everything the Visa Platinum Card offers, plus:

  • Travel accident insurance up to $1,000,000
  • ScoreCard Travel and Gift Rewards Program:
    • For every net dollar you spend, you earn Bonus Points that can be exchanged for fabulous travel and brand-name merchandise. To find out what awards are available, visit the ScoreCard and browse the Travel and Merchandise sections

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Secured Credit Card 

Whether you're looking to repair, build or establish credit, a Nassau Financial Secured Credit Card may be the best option for you. here's why:

  • Low rates
  • No Annual Fees 
  • No Balance Transfer Fees
  • No Cash Advance Fees 
  • Use anywhere VISA Credit Cards are accepted

Visit a branch or call us at 516.742.4900 to apply.