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Choosing the right loan can be a difficult choice that's why Nassau Financial is here to make it an easier for you.

Smart vehicle shoppers know that the only way to get the best deal from the dealer is to be pre-approved by your credit union. 

New Auto APR Used Auto APR Driver's Edge APR
as low as 2.750% as low as 2.950% as low as 3.290%


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Car Loans

If you are considering a credit union auto loan to finance a vehicle, know that Nassau Financial is the place to come for excellent rates and terms with none of the hidden costs or frustration often associated with dealer auto loan financing. Our auto and other vehicle loan financing applies to all types of new or pre-owned vehicles - automobiles, motorcycles, boats and RVs. What's more, Nassau Financial's low rate auto and other vehicle loan financing is available at many dealerships across Long Island, eliminating the need to visit the Credit Union. If you're in the market, we've got the loan for you. All our credit union auto loans and vehicle loans feature:


  • Excellent rates
  • No application fees
  • Flexible terms up to 84 months
  • Refinance and lower your vehicle payment
  • Apply online, by phone or at any branch
  • Use the equity in your vehicle to consolidate debt
  • Save time by signing electronically
  • GAP Insurance and Extended Warranties available
  • Debt Protection

Get the payment you want! Try our monthly calculator

Loan Calculator


Still unsure? Here is what our members had to say:

"I have never had a better experience buying a car."

-Paul M. member since Jan 1999



Refinance With Driver’s Edge 

At Nassau Financial, you can lower your auto and vehicle loan financing payments AND save some cash. Just refinance your current auto loan up to $50,000 from another lender with us, and get a 60-day loan payment deferment.2

Want to refinance? Find out how much you can save!

Refinance Calculator

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1) Vehicle loans at Nassau Financial are not eligible. Minimum loan amount is $5,000 and assumes discounts for Auto Pay & Direct Deposit. No further discounts apply. 2) 60-day loan payment deferment will start from the day the loan is funded. Interest accrues during the 60-day deferment. Term restrictions apply. Eligible vehicles include 2-7 model years old, including current model year with more than 5,000 miles. Applicants who are not approved at the current rates and/or terms may be offered credit at a higher rate and/or different terms. Rates are subject to change without notice. Gap insurance is required for loans with a Loan to Value at 90% or higher.

Buying a New or Used Boat, Motorcycle or RV?

Consider Nassau Financial when you make your next purchase. We offer low interest rates and great added benefits to each of our vehicle loans. Take advantage of perks like these:

  • No prepayment penalties
  • Rate reductions with Auto Pay and Direct Deposit
  • No application fees

Apply Now

Enterprise Car Sales

Nassau Financial has partnered with Enterprise Car Sales to offer you a seamless purchase experience with financing options to fit your needs. 

With Enterprise Car Sales you’ll be able to choose from thousands of recent-model year, low-mileage vehicles of over 250 makes and models of cars, SUVS, trucks and vans. Everything is clearly marked with transparent pricing. When you’re ready, they have a hassle-free process for selling or trading your current vehicle and turnkey financing options for a seamless purchase experience.

Visit Enterprise Today