Kid pulling a wagon with a piggy bank in it.

Free Kasasa Saver®

Turn your Kasasa® checking rewards into dividend-earning savings! Build up those rewards in this linked account to grow the easiest rainy-day fund ever.

Automatic
Savings
Earn
High Dividends
No Minimum Balance Requirements

 

 

Details

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking 
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.50% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • No minimum deposit to open
  • Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. government agency.
It’s a piece of cake to qualify for Kasasa Saver.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card transactions
  • At least 1 direct deposit or ACH credit
  • Be enrolled in and agree to receive e-statements

Limit of one Kasasa Saver account per SSN is a condition of this account.

If for some reason you don’t meet these qualifications, there’s no need to worry — You can still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.

Open Kasasa Cash Open Kasasa CashBack

Kasasa Saver with Cash

Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means the current statement cycle.
"Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account.
Reward Information:
When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $50,000.00 in your Kasasa Saver account earn a dividend rate of .995% resulting in an APY of 1.00%; and average daily balances over $50,000.00 earn a dividend rate of .249% on the portion of the average daily balance over $50,000.00, resulting in a range from 1.00% to .50% APY depending on the account's average daily balance.
When your linked Kasasa Cash account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns a dividend rate of 0.049% resulting in an annual percentage yield of 0.05% APY.
Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.
*APY = Annual Percentage Yield.
APYs accurate as of 02/11/2019.
APY calculations are based on an assumed balance of $50,000.00 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
No minimum deposit is required to open the Kasasa Cash account.
No minimum deposit is required to open the Kasasa Saver account.
Monthly Direct Deposit/ACH credit, enrollment in eStatements are conditions of this account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
Limit of 1 account per Membership Account.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
A Kasasa Cash account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA. Your Savings Federally Insured To at least $250,000 and backed by the National Credit Union Administration, a US Government Agency.
Trademarks:
Kasasa, Kasasa Saver and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Saver with Cash Back

Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means the current statement cycle.
"Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account.
Reward Information:
When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $50,000.00 in your Kasasa Saver account earn a dividend rate of .995% resulting in an APY of 1.00%; and average daily balances over $50,000.00 earn a dividend rate of .249% on the portion of the average daily balance over $50,000.00, resulting in a range from 1.00% to .50% APY depending on the account's average daily balance.
When your Kasasa Cash Back account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns 0.05% APY.
Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.
*APY = Annual Percentage Yield.
APYs accurate as of 02/11/2019.
 
APY calculations are based on an assumed balance of $50,000.00 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
No minimum deposit is required to open the Kasasa Cash Back account.
No minimum deposit is required to open the Kasasa Saver account.
Monthly Direct Deposit/ACH credit, enrollment in eStatements are conditions of this account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
Limit of 1 account per Membership Account.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
A Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA. Your Savings Federally Insured To at least $250,000 and backed by the National Credit Union Administration, a US Government Agency.
Trademarks:
Kasasa, Kasasa Saver and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.