Free Kasasa Cash Back® Checking
Get 3% cash back* every month on purchases made with your debit card. (It’s as though you’re being paid to shop!)
Refunds on ATM
Pays Cash Back
No Monthly Maintenance Fees
We believe in rewarding our Members. Our free Kasasa Cash Back checking account refunds your ATM withdrawal fees nationwide, with no monthly maintenance fee. PLUS it pays you for debit card purchases! Earn up to $90 per year. That's a big win, just for using your checking account!
- Free checking that pays you back
- Earn 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $250 in purchases monthly
- Earn up to $90 cash back per year, $7.50 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Per transaction limit: $4.99
- Link to free Kasasa Saver® to automatically save & earn
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free online banking with bill pay
- Free e-statements
- Free mobile banking
- Free Visa® debit card
- No minimum deposit to open
Qualifying for Kasasa Cash Back rewards is quite simple.
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card transactions
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive e-statements
Limit of one Kasasa Cash Back checking account per SSN is a condition of this account.
Don’t worry if you don’t meet these qualifications— your account is still free.
Also, you can get right back to earning your cash rewards the very next cycle that you qualify.
*QUALIFICATION INFORMATION: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means the current statement cycle. “Statement Cycle” means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. REWARD INFORMATION: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $250.00 PIN-based / signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back payments may be earned per Monthly Qualification Cycle. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made. Cash back payments will be credited to the appropriate account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. ADDITIONAL INFORMATION: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, enrollment in eStatements are conditions of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account(s) per Member Account. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Federally insured by NCUA. Your Savings Federally Insured To at least $250,000 and backed by the National Credit Union Administration, a US Government Agency. TRADEMARKS: Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.