Date
Access-24
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Fee Schedule - As of November 1, 2010
| ATM and ATM Card Fees* | Fee |
| Balance Inquiries | $1.00 |
| Withdrawals (first five free each month) | $1.00 |
| Transfers (first five free each month) | $1.00 |
| Deposits at Our ATMs | Free |
| Point of Sale Transactions | Free |
| Paid NSF** Fee on PIN Based Debit Purchases of $25.00 or More Paid (per item) | $25.00 |
| Denied Transaction | $1.00 |
| Replacement Card (replace lost or stolen card) | $5.00 |
| Checking Account Fees (All Checking Accounts) | Fee |
| Check Reorders | See Catalog |
| Check Paid via Overdraft Privilege (per item) | $25.00 |
| NSF** Fee on Check Returned Unpaid (per item) | $25.00 |
| Stop Payment Order (per item) | $20.00 |
| Photocopy of Paid Check (per item) | $7.50 |
| Photocopy of Paid Check Payable to IRS (per item) | Free |
| Certification of Member Check (Share Draft) | $5.00 |
| Overdraft Transfer from Shares (per item) | $5.00 |
| Reconciliation Service / Research (per hour, 1 hour minimum, 1/2 hour increment) |
$20.00 |
| Starter Checks (12) | Free |
| Additional Starter or Temporary Checks (12) | $3.00 |
| Checking Plus Account Fees | Fee |
| Check Reorders for Members with Direct Deposit (150 blue, green or yellow safety paper) |
Free |
| Account Inactivity Fee - charged only if less than $750 balance in account during month and account inactive for last 3 months (Fee waived for organizational accounts) | $5.00 |
|
History/Balance of Account |
Fee |
| Inquiry (other than Call-24 or Access-24) | $2.00 |
| Savers Edge Fees | Fee |
| Checks Paid in Excess of six (6) Per Month (per item) | $10.00 |
| Check Reorders (50 Burgundy Image style checks) | Free |
| Check Returned Unpaid (per item) | $25.00 |
| Monthly Service Fee (if average daily balance falls below $2,500.00) | $7.50 |
| ACH Fees | Fee |
| Paid NSF** Fee on Pre-Authorized Transfers Paid (per item) | $25.00 |
| Pre-Authorized Transfers Paid via Overdraft Privilege (per item) | $25.00 |
| Overdraft Transfer from Shares (per item) | $5.00 |
| Stop Payment of a Pre-Authorized Transfer (per item) | $20.00 |
| Call-24 Fees | Fee |
| Call-24 (telephone audio response) Inquiries | Free |
| Call-24 (telephone audio response) Transactions | Free |
| Copies of Statements (per statement) | Fee |
| First Page | $3.00 |
| Additional Pages (each) | $1.00 |
| Excessive Club Account Withdrawals | Fee |
| Holiday Club Withdrawal (each in excess of 1 per year) | $5.00 |
| Vacation Club Withdrawal (each in excess of 4 per year) | $5.00 |
| Miscellaneous Services | Fee |
| Information Subpoenas and Restraining Notices | $50.00 |
| Money Orders (per item) | $1.50 |
| Regular Share Average Balance Below $5.00 or Youth Share Average Balance Below $5.00 (monthly) | $1.00 |
| Membership Card Replacement (lost or stolen) | $5.00 |
| IRS 1099-MISC Replacement | $5.00 |
| Returned Deposit or Payment Items - each | $25.00 |
| Third Party Teller Check | $3.00 |
| Undeliverable Statement of Account/Mail | $2.00 |
| Photocopy of Official Check or Teller Check | $7.50 |
| Stop Payment Order on Teller Check | $20.00 |
| Notary Public Services | Free |
| Signature Guarantee | $10.00 |
| Overnight Delivery | $15.00 |
| Dormant or Inactive Account Fee (quarterly after 24 months) | $3.00 |
| Visa Gift Cards, each | $3.50 |
| Abandoned Property Closeout | $25.00 |
| Visa® Platinum Credit Cards | Fee |
| Balance Transfer Fee / Cash Advance Fee | None |
| Late Payment Fee (after 5 days) | $25.00 |
| Replace Lost or Stolen Card | $5.00 |
| Photocopy of Sales Drafts - each | $5.00 |
| Return Payment Items - each | $25.00 |
| Plastic Special Handling Fee | $20.00 |
| Plastic Not Returned When Requested by Credit Union | $25.00 |
| Visa® Check Card (Debit) | Fee |
| Annual Inactivity Fee | $15.00*** |
| Paid NSF** Fee on Signature and PIN Based Debit Purchases of $25.00 or More Paid (per item) | $25.00 |
| Overdraft Transfer from Shares (per item) | $5.00 |
| Copy of Sales Draft | $5.00 |
| Replace Lost or Stolen Card | $5.00 |
| Plastic Card Not Returned When Requested by Credit union | $25.00 |
| Plastic Handling Fee | $40.00 |
| Loan Late Payment Fees | |
| 5% (of payment due) or min. $10.00, max $50.00 for: Vehicle Loans (after 15 days) Personal Loan (after 15 days) Home Equity Loan (after 15 days) Home Equity Line of Credit (after 15 days) |
|
| Wire Transfers | Fee |
| Wire - Incoming (Domestic and International) | $10.00 |
| Wire - Outgoing (Domestic) | $15.00 |
| Wire - Outgoing (International) | $45.00 |
| Service Center Outlet Fees (Garden City , East Meadow, Oceanside) | Fee |
| Money Orders - each | $1.50 |
| Teller Check Payable to Someone Other than Member | $3.00 |
| Statement Print (Account History) | $2.00 |
| Credit Card Cash Advances | Free |
| ATM Withdrawal, Transfer, Balance Inquiry | Free |
| Photocopy of Teller Check | $7.50 |
| Stop Payment Order on Teller Check | $20.00 |
| Visa® Gift Card, each | $3.50 |
| Money HQ, Monthly |
$4.95 |
| Money HQ Account to Account or Person to Person Transfer |
$1.50 |
| Money HQ Account to Account Next Day Transfer |
$8.95 |
| Inter Bank Account to Account Transfers, Next Day |
$8.95 |
| Copy of Bill Pay Paid Check (per item) |
$7.50 |
| Stop Payment of Bill Pay (per request) |
$20.00 |
| Deleting / Changing of Bill Payment |
FREE |
Fees subject to change with 30 days notice to existing members.
* Surcharge free transactions at Nassau Financial owned ATMs, ATMs in the CO-OP Network, ATMs in the Alliance One network, and at King Kullen's Long Island stores and most 7-Eleven stores . Point-of-sale transactions are free. At foreign ATMs, first 5 ATM withdrawals and first 5 transfers each month are free, after 5, a $1 per transaction Nassau Financial fee is charged. All withdrawals and transfers at Nassau Financial owned ATMs are free. Foreign institutions may also impose a surcharge.
** NSF = Not Sufficient Funds.
*** Annual fee is waived for the first year and will be waived in subsequent years if the member uses the card at least once annually.
† After first payee is added.
Quicken® is a registered trademark of Intuit, Inc.
Federally Insured by NCUA
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