IRAs and Education Savings

Individual Retirement Accounts

Looking for long-term savings for your future? We've got options for you to choose from. Each type of account can offer substantial tax savings; consult with your tax advisor. Traditional IRAs and Roth IRAs are separately insured from other accounts for up to $250,000 by the National Credit Union Administration (NCUA).

Traditional IRA

Offers immediate tax benefits, with contributions and/or earnings tax-deferred until retirement. IRAs separately insured from other accounts for up to $250,000 by the National Credit Union Administration (NCUA).

Roth IRA

  • Funds you contribute grow tax-deferred.
  • IRAs separately insured from other accounts for up to $250,000 by the National Credit Union Administration (NCUA).

SmartSaver IRA

  • With our unique tiered structure, the more you save, the more you earn.
  • IRAs separately insured from other accounts for up to $250,000 by the National Credit Union Administration (NCUA).

Coverdell Education Savings Account (CESA)

  • A great way to save for a child's elementary, secondary, and/or college education.
  • Contribute up to $2,000 per year for each beneficiary.
  • Money grows tax deferred until withdrawn.
  • No taxes are due if withdrawals are used for qualified education expenses.