Nassau Financial Overdraft Privilege

We know that even the best plans don't always work out and sometimes mistakes happen. With Overdraft Privilege, members may benefit from the advantages of the Overdraft Privilege service included with our Checking Plus Accounts.


Nassau Financial Overdraft Privilege: Bounce Protection You Can Depend On

Here's how it works: Overdraft Privilege for checks and ACH is part of your Checking Plus account. If you keep your account in good standing, we will cover your checks and ACH items (up to a total of $750) and charge you a minimal fee. This saves you from incurring a returned item fee from us and from the payee. You can enjoy the same coverage for your debit card purchases, but you must elect the debit card coverage by completing a Debit Card Consent form. Then, each time you use Overdraft Privilege for your purchases, we will charge a fee based on the amount of funds borrowed to cover the purchase, up to a maximum fee amount. 

Your Overdraft Privilege. It's simple. It's convenient. It can save you time and money. And, remember, there's no cost for this service if you don't use it.

See disclosure for further details. For questions, call us at 516-742-4900 or 1-800-216-2328.

Overdraft Privilege Disclosure