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New Auto As low as 2.99%*
Pre-Owned Auto/Boat/RV as low as 2.24%*
Pre-Owned Auto/Boat/RV As low as 2.74%*


Vehicle Loans - Auto, Boat & RV

For all types of new or pre-owned vehicles - automobiles, motorcycles, boats and RVs - Nassau Financial is the place to come for excellent rates and terms with none of the hidden costs or frustrations often associated with dealer financing. What's more, our low Credit Union financing is available at many dealerships across Long Island, eliminating the need to visit the Credit Union. If you're in the market, we've got the loan for you. All our vehicle loans feature:

  • up to 100% financing, including sales tax, dealer preparation and extended warranties*
  • competitive fixed or variable interest rates
  • a variety of terms**
  • no application fees***
  • no prepayment penalties
  • payroll deduction and savings transfer repayment options; never worry about late payments or writing checks
  • optional, low cost credit life and credit disability insurance offered
Request a Loan  Rates

TruStageTM Auto & Home Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.MAH-1112-7C9E

GrooveCar - The Credit Union Auto Buying System

GrooveCar takes the vast world of automotive car buying and neatly packages it as an online resource for our Members. offers access to state-of-the-art research and comparison tools to help you make a smart car buying and financing decision. Get started now!

Visit for a selection of coupons to print and bring to a participating dealership, offering $300 off a new or pre-owned vehicle purchase, 1% cash back on a refinanced existing loan or save 10% on a purchase of vehicle parts or accessories.

Driver's Edge Vehicle Program - Earn 1% Cash Back

Fill ‘Er Up On Us with Our Driver’s Edge Vehicle Program. At Nassau Financial, you can lower your vehicle payments AND put some cash in your pocket. Just refinance your current vehicle loan up to $50,000 from another lender with us and get 1% cash back on the transferred balance.* With gas prices the way they are today, this extra cash could certainly help.
We’re offering competitive rates, terms up to 72 months for qualified borrower and an additional .50% discount when you take advantage of our auto pay or direct deposit options. Speak with a Representative today!

*Up to $250. Subject to approval. Certain restrictions apply. Program is subject to change or cancellation without notice, and current pre-owned vehicle underwriting.

Borrow Smart. Buy Smart.® Receive a Discounted Rate on Your Enterprise Used Car Purchase

Nassau Financial offers members exclusive rate sales throughout the year for purchasing a vehicle from Enterprise Car Sales. Find your next vehicle with Enterprise Car Sales by searching their vehicle inventory to find the perfect used car for you or calling 1-866-227-7253 to find a location near you.

The “e” logo, Enterprise, and “Haggle-free buying. Worry-free ownership.” Are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2012 Enterprise Car Sales.

Great Buys from the Lease Return Resale Center

Another convenient way to purchase a pre-owned car is to consider an "off lease" vehicle. Due to their low mileage and extraordinary condition, "off lease" vehicles are the most desirable pre-owned vehicles to purchase. They are, however, in limited supply; therefore the Lease Return Resale Center is only open to credit union members and their families.

Some of the perks:

  • New inventory arriving daily
  • Platinum level access to “off lease” vehicle inventory
  • Exceptional low mileage, one-owner vehicles
  • Factory certification evaluation performed on all vehicles
  • Low rate credit union financing available
  • New York’s largest indoor auto sales facility (located in Hauppauge)
  • View inventory at

These pre-owned vehicles may be viewed by appointment only. If you are interested in purchasing a vehicle from the LRRC, you may schedule an appointment by calling the facility directly at 631-232-2500.

NYS Approved Online Defensive Driving Course

Defensive Driving and IPIRP: New York Defensive Driving, otherwise known as an accident prevention course, is part of the New York Department of Motor Vehicle's Internet Point and Insurance Reduction Program or (IPIRP). This course is designed to teach motorist's driving strategies that help minimize risks associated with hazards on the road. In addition, this defensive driving courses includes applicable New York state traffic laws that help drivers use safer driving techniques to avoid and prevent accidents. The entire course, from registration to completion, is taken online and meets all New York State and DMV requirements for point reduction and insurance reduction.

Nassau Financial offers members the opportunity to take advantage of this program. For more information and to receive the special rate of just $35, click here.

Get Driven... to Invest in America

Nassau Financial has teamed up with GM to help our members “Invest in America”. All eligible current and new members have the unique opportunity to get a great discount on a new GM vehicle. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. Depending on your choice, you could save up to thousands of dollars. Start driving your discount. For more information on Invest in America and the other discounts available to credit union members, visit

The deal gets even better when you use the Auto Buying Service and finance your vehicle with Nassau Financial. Thanks to our low loan rates, your savings will quickly add up. And you'll be doing your part to help the local economy when you buy an American-made car and finance it through us.

Affordable Worry-free Driving with Credit Union Auto Club

Discover Affordable Worry-free Driving with Credit Union Auto Club. We now offer Credit Union Auto Club, a roadside assistance program created exclusively for credit union members, providing unparalleled service and unprecedented value. Credit Union Auto Club offers a wide range of roadside assistance services and other travel-related benefits to keep you on the road. Learn more about this program by visiting

AskAuto App® - Dream Car. Dream Loan.

Shopping for a car can be a complicated, stressful experience. What if you could find help to make the process easier? Now you can, with our new AskAuto app for your smartphone or tablet.
The AskAuto app is a powerful research and lending tool that can help you shop for your dream car and apply for a great loan through Nassau Financial.
The app is easy to use. Let's say you're out shopping for vehicles on Sunday afternoon and see three cars that you like. Simply scan the VINs into your mobile device to get the average retail cost, EPA mileage estimates and make notes about each vehicle. The AskAuto app saves the information so you can compare later.
While you're on the lot, we can even send you messages about available loans or dealerships we have good partnerships with - giving you good, trustworthy information right when you need it.
Once you've decided on your car, request your loan anytime, anywhere using your smartphone or mobile device. Just scan your driver's license (not available in all states) and let the AskAuto app do most of the work for you. Your loan application will prefill your personal information and the vehicle information you saved earlier.
With the AskAuto app, you'll stay organized, save time and have information to make an informed purchase right at your fingertips.

Want to take the AskAuto app for a spin? Download today at Be sure to select Nassau Financial on the app's startup screen.

*Pre-owned vehicle financing is based on the lesser of the purchase price plus sales tax or NADA retail value plus sales tax and extended warranties. Loan amount requested evaluated by member credit history and ability to repay.
**Terms depend upon age and/or value of vehicle at time of purchase.
***Excludes Real Estate loan products.