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Personal Loans
When you become a member* of Nassau Financial Federal Credit Union, not only do you benefit from higher rates on savings than at other types of financial institutions, but also lower rates on loans. At Nassau Financial, you'll always find:
- competitive loan interest rates
- flexible terms
- no application fees**
- no prepayment penalties
- payroll deduction and automatic transfer repayment options; never worry about late payments or writing checks
- optional, low cost credit life and credit disability insurance offered, subject to approval
Nassau Financial makes it easy to apply for a loan at your convenience. Apply any time, and you'll receive an instant decision. Or, simply call our 24-Hour Loan Center at 516-742-4900 (1-800-216-2328 outside the LI/NYC area) and speak with one of our helpful loan professionals for details and fast service. You also can apply by mail, via fax or in person at one of our branches.
Signature Loans
If you wish to establish a credit history or need cash to replace the roof on your home, buy a car, fund a college education, take a vacation or any other worthwhile purpose, a Signature Loan could be right for you. It lets you borrow up to $30,000*** at a competitive fixed Annual Percentage Rate (APR) with repayment terms up to five years. Use payroll deduction or schedule automatic transfers to simplify your repayment.
Signature Line of Credit
When you wish to establish a line of credit that is always open and available, whenever you need it, our Signature Line of Credit is a perfect solution. Borrow up to $20,000*** at a competitive, variable APR and take up to four years to repay.
Savings Secured Loan
If you have funds in your Savings Account to pledge as security for a loan, this option may work well for you. It allows you to borrow up to the amount of available funds in your Savings Account***, and the competitive, variable APR adjusts quarterly. You also have up to 10 years to repay. The funds in your Savings Account that are securing the loan balance continue to earn dividends and become available as the loan is repaid.
Certificate Secured Loan
This loan works similarly to the Savings Secured Loan; however, it allows you to borrow up to the amount of available funds in a Certificate account.*** The competitive APR is fixed at 3% above the current rate earned by the Certificates. And, depending upon the time to maturity, you may take up to five years to repay.
*A Savings Account opened with a minimum deposit of $5 is required for membership.
**Excludes Real Estate loan products.
***All Personal Loans subject to approval.
