BALANCE Financial Fitness

Nassau Financial is dedicated to helping you realize your financial goals. Want to reduce your debt, save for higher education, buy your first home, or plan for retirement? As a Nassau Financial member, you'll have free access to BALANCE unbiased, confidential money management information and assistance.

BALANCE counselors can answer many of your questions immediately and confidentially - from how long an item stays on your credit report to whether it's better to lease or buy a car. For more complex issues, such as debt elimination or budget development, an appointment will be scheduled - giving you the personal attention you need to meet your objectives.

If bills have gotten out of hand, your counselor may be able to arrange a Debt Management Plan. BALANCE negotiates with creditors to reduce interest and fees so you can pay your debt quickly and efficiently.

Visit for a full suite of articles, online tools, and resources. An online chat with a counselor is also available.

Create a realistic budget and spending plan by using an online tool at

To speak with a Counselor, simply call 888-456-2227. Counselors are available Monday through Thursday, 8am to 11pm, Friday, 8am to 8pm, and Saturday, 11am to 8pm